| Benefit |
Description |
| Health plans |
| Medical
Insurance |
Blue Cross and Blue Shield of Texas (www.bcbstx.com)
is the provider of
American Unit's health care program. (Health Savings Account (HSA) and Preferred Provider Organization (PPO), lets members choose their own providers from
a wide network of quality physicians, hospitals and other
health care providers. |
| |
|
| Dental
Insurance |
The Dental product is offered by Dental Select (www.dentalselect.com) and allows you to visit
any specialist or dentist without a referral. The Plans provide full coverage for preventative and basic
procedures when visiting an in network provider, and partial
coverage for most major procedures. Although you have
the freedom to choose providers, you receive a higher
level of coverage and save significant out-of-pocket dental
costs when you seek care from a Detnal Select
participating provider. |
| |
|
| Vision
|
The Vision product is offered by Dental Select (www.dentalselect.com) and allows you to visit
any specialist or care provider without a referral. The Plans provide full coverage for preventative and basic
procedures when visiting an in network provider, and partial
coverage for most major procedures. Although you have
the freedom to choose providers, you receive a higher
level of coverage and save significant out-of-pocket dental
costs when you seek care from a Detnal Select
participating provider. |
| |
|
| Life
insurance |
| Voluntary
Term Life Insurance |
An employee and spouse may choose coverage
amounts, ranging from $10,000 to $500,000, in $10,000
increments (subject to state restrictions). Eligible dependent
children ages 6 months to 18 years, 23 if a full-time
student, are covered for $5,000 or $10,000 ($100 for ages
15 days to 6 months). |
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|
| Voluntary
Life/AD&D Plan |
This employee paid program is administered
by Fort Dearborn Life Insurance Company (www.fdl-life.com)
(a wholly owned subsidiary of Health Care Service Corporation,
which also includes Blue Cross and Blue Shield of Texas). |
| |
|
| Life
and AD&D Insurance |
This employee paid program is administered
by Fort Dearborn Life Insurance Company (www.fdl-life.com)
(a wholly owned subsidiary of Health Care Service Corporation,
which also includes Blue Cross and Blue Shield of Texas)
and pays $35,000 per person to your named beneficiary
if you die from any cause while insured. The Accidental
Death & Dismemberment (AD&D) portion will pay
an insurance benefit of $35,000 if, while insured, you
suffer a bodily injury in an accident and you lose your
life as a direct result of the injury. |
| |
|
| Income
protection benefits |
| Short-Term
Disability (STD) |
This employee paid program is administered
by Fort Dearborn Life Insurance Company (www.fdl-life.com)
(a wholly owned subsidiary of Health Care Service Corporation,
which also includes Blue Cross and Blue Shield of Texas),
Short-Term Disability protects against the loss of income
for a short-term non-occupational injury or illness. This
company-paid plan Pays up to $500 not to exceed 66 2/3%
of an employee's weekly income. Eligibility begins the
first day of the month following the date of hire for
BOTH Full-Time and Part-Time Employees who qualify. |
| |
|
| Long-Term
Disability (LTD) |
This employee paid program also administered
by Fort Dearborn Life Insurance Company (www.fdl-life.com)
(a wholly owned subsidiary of Health Care Service Corporation,
which also includes Blue Cross and Blue Shield of Texas),
Long-Term Disability (LTD) protects against the loss of
income should you become disabled. This is an employee-paid
plan, which pays 60% of monthly earnings to a maximum
of $5,000 (exclusive of overtime, bonuses and commissions).
Benefits will be offset by amounts the insured is eligible
to receive from other income sources. Should you enroll
in LTD and become disabled; the elimination period for
collecting benefits is 90 or 180 days. Eligibility begins
the first day of the month following the date of hire
for BOTH Full-Time and Part-Time Employees who qualify. |
| |
|
| Voluntary
Long-Term Disability (LTD) |
This employee paid program is administered
by Fort Dearborn Life Insurance Company (www.fdl-life.com)
(a wholly owned subsidiary of Health Care Service Corporation,
which also includes Blue Cross and Blue Shield of Texas).
An employee may choose weekly benefit amounts from $100
to $1,150 in $50 increments, not to exceed 60% of basic
weekly earnings. The minimum monthly benefit is $100. |
| |
|
| Leaves |
| Holidays
|
| New Years Day |
| Memorial Day |
| Fourth of July |
| Labor Day |
| Thanksgiving |
| Day following Thanksgiving |
|
| |
|
| Vacation |
Employees are provided with paid vacation
time. Vacation time is accrued on a bi-weekly basis, and
is pro-rated for part time employees. Full-time regular
employees who work 40 hours a week or more may accrue
as follows:
-> 2 weeks up to 4 completed years of service
-> 3 weeks after 4 completed years of service
-> 4 weeks after 10 years of completed service |
| |
|
| Sick
Pay |
Employees are provided with paid sick time.
Employees may use sick time for personal illness, or illness
of a dependent in accordance with state and federal family
medical leave (FMLA).-> Exempt Employees receive 7
sick days per year with no carryover -> Non-Exempt
Employees accrue 3 days per year with no carryover. |
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|
| Retirement
and investments |
| 401(k)
Retirement Savings Plan |
It is never too early to start saving for retirement! You may invest 1- 60% of your pre-tax compensation (up to the IRS annual limit). Your contributions are made via pretax payroll deductions. |
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|
| 529
College Savings Plan |
Employees may contribute after-tax deductions
to save for the cost of their higher education for themselves
and/or friends and relatives for their brighter future
plan. |
| |
|
| Pre-tax
spending accounts |
| Cafeteria
Plan |
The Cafeteria Plan allows you to reap cost
saving benefits by paying your medical, vision and dental
insurance premiums with pre-tax dollars. What this means
is your employee contributions will be deducted from each
paycheck before federal and social security taxes are
withheld, ultimately resulting in a lower taxable income
and fewer taxes to pay. |
| |
|
| Dependent
care (Section 125) |
Employees are offered to set aside pre-tax
dollars for any eligible qualified dependent care expenses
related to childcare, and/or care of a disabled spouse
or a disabled or aged parent. |
| |
|
| Transportation
(Section 132) |
Employees can save money by having Transportation
pre-tax deductions for:
-> Qualified Parking
-> Air charges
-> Transit Passes and/or Van Pool |
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|
| Work
– life balance benefits |
| Educational
Assistance |
Employees who are interested in continuing
their education, may receive reimbursement of tuition
and related expenses for job- related courses or degreed
programs. |
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|
| Other
benefits |
| Service
Recognition |
Every employee is recognized for their
years of service with American Unit, beginning at 3 years
and at intervals of 2 years thereafter |
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|
| Credit
Union |
Employees and family members are eligible
to join a local credit union. |
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|
| Community
Service Day |
Full-Time Employees are eligible for one
Community Service Day (CSD) annually and Part-Time Employees
are eligible for one-half day annually. |
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|
| Employee
Referrals |
Do you know any other extraordinary people
like you? We always are looking for great minds to join
our team. Our lucrative referral program offers a bonus
to employees who refer quality candidates that join us. |
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|
| Social
Events |
Company sponsored volleyball, softball,
golf, baseball, football and bowling leagues, Picnic,
Formal dinner / dance event and more… |
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|
| This summary description is
not a contract. Benefits are determined in accordance
with the Group Contract of each respective benefit provider.
If there is any conflict between this summary description
and a respective Group Contract, the latter controls.
American Unit reserves the right to modify or discontinue
any benefit program or eligibility requirements for participation
in any benefit program, at any time, with or without notice. |
| … and much more
for you ! |
